Uttara Bank PLC.
Uttara Bank PLC.

Uttaran SME Sector Development Project Loan (USSDPL)

In order to enhance investment of SMEs in productive sector Uttara Bank PLC. introduced a new product named “Uttaran SME Sector Development Project Loan (USSDPL)" to the new as well as BMRE projects.


Category / Loan type:Term Loan

Purpose :To procure

  • Fixed Assets, including Machinery & Equipment andFactory buildings and related civil works.
  • Technical know how, Consultation Services & Training3) For RMG Sector – retrofitting, rebuilding & relocation of the factory buildings.


Customer Eligibility :

  • Must be a Business Concern.
  • Must be a Current Account Holder of the Bank.
  • Up dated clean CIB Report.


Security :

  • Registered Mortgage of Land & Building
  • Personal Guarantee of the Owner(s)/ Directors.
  • Post dated cheques.
  • Other Securities as acceptable to the Bank


Repayment : Equal Monthly Installment .

Interest Rate : Market Competitive


Required Documents :

  • Valid Trade License.
  • Up to date TIN Certificate.
  • KYC
  • Regulatory papers

Loan Tenor :1 to 8years .

Debt Equity Ratio : a) 10% by the Sponsor b) 15% by the Bank and 3) 75% by the JICA fund of Bangladesh Bank.



*condition will apply