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Interest Rate for Loan Products
Applicable SMART rate for the month of October-2023 is 720%
| SL. No. |
Category |
As on Date |
Revised Rates (Fixed/Variable) | |
| 1 | Agriculture and Rural Finance | 09-Oct-2023 | SMART+2.50% | |
| 2 | Term Loan to Large and Medium Scale Industries | 09-Oct-2023 | SMART+3.50% | |
| 3 | Term Loan to Cottage, Micro and Small Industries | 09-Oct-2023 | SMART+3.50% | |
| 4 | Term Loan to Other Concerns (Trading and Services) | 09-Oct-2023 | SMART+3.50% | |
| 5 | Working Capital to Large and Medium Scale Industries | 09-Oct-2023 | SMART+3.50% | |
| 6 | Working Capital to Cottage, Micro and Small Industries | 09-Oct-2023 | SMART+3.50% | |
| 7 | Working Capital to Other Concerns (Trading and Services) | 09-Oct-2023 | SMART+3.50% | |
| 8 | Import Finance (PAD, LIM, PIF) | 09-Oct-2023 | SMART+3.50% | |
| 9 | Packing Credit/OD Export/Pre-Shipment Export Financing | 09-Oct-2023 | SMART+2.50% | |
| 10 | Consumer Financing | 09-Oct-2023 | ||
| i | Household Durables to Staff | 9% | ||
| ii | Household Durables to other then Staff | SMART+3.50% | ||
| iii | Uttaran House Repairing/Renovation Loan (UHRL) | SMART+3.50% | ||
| iv | House/Flat/Gen.H.B.L. | SMART+3.50% | ||
| v | Laon for Foreign Employment | SMART+3.50% | ||
| vi | Uttaran Home Loan | SMART+3.50% | ||
| vii | House Finance for NRBs | SMART+3.50% | ||
| viii | Car/Motor Cycle Loan | SMART+3.50% | ||
| ix | House Finance for Freedom Fighters | SMART+3.50% | ||
| x | Travel Loan | SMART+3.50% | ||
| xi | Marriage Loan | SMART+3.50% | ||
| xii | Education Loan | SMART+3.50% | ||
| xiii | Doctors Loan | SMART+3.50% | ||
| xiv | Personal Loan | SMART+3.50% | ||
| 11 | Overdraft | 09-Oct-2023 | ||
| i | Against DPS, MDS, DBDS, MMP and Special Scheme Deposits | Rate of interest of DPS, MDS, DBDS, MMP and Special Scheme Deposits + 3.50% | ||
| ii | Against Uttaran Lakhpoti, Millionaire and Kotipoti Deposit Scheme | Rate of interest of Uttaran Lakhpoti, Millionaire and Kotipoti Deposit Scheme + 3.00% | ||
| iii | Against FDR (Own Bank) | Instrument Rate + 3.00% | ||
| iv | Against FDR (Other Bank) | Instrument Rate (our bank rate & other bank rate whichever is higher) + 3% | ||
| v | Against Share/ Securities | SMART+3.50% | ||
| vi | Against Wage Earner Development Bond | SMART+3.50% | ||
| vii | Against Work Order | SMART+3.50% | ||
| viii | Against Other Securities | SMART+3.50% | ||
| ix | Against Other Financial Obligation | SMART+3.50% | ||
| x | Against Other Securities other Then FO/WO | SMART+3.50% | ||
| xi | Against Earnest Money | SMART+3.50% | ||
| xii | Against Large Enterprise (Renewed) | SMART+3.50% | ||
| xiii | Against CMSME (Renewed) | SMART+3.50% | ||
| 12 | Loan to NGO | 09-Oct-2023 | SMART+3.50% | |
| 13 | RSTL | 09-Oct-2023 | SMART+3.50% | |
| 14 | USTL | 09-Oct-2023 | SMART+3.50% | |
| 15 | Lease Financeing | 09-Oct-2023 | SMART+3.50% | |
| 16 | NBFI and Syndication Loan | 09-Oct-2023 | SMART+3.50% | |
| 17 | IBP | 09-Oct-2023 | SMART+3.50% | |
| 18 | FBP | 09-Oct-2023 | SMART+3.50% | |
| 19 | Nariswanirbor Rin Prokalpo | 09-Oct-2023 | SMART+3.50% | |
| 20 | USBL | 09-Oct-2023 | SMART+3.50% | |
| 21 | Demand Loan | 09-Oct-2023 | SMART+3.50% | |
| 22 | Uttaran Commercial House Repairing/Renovation Loan | 09-Oct-2023 | SMART+3.50% | |
| 23 | UBL Staff House Building Loan-Additional (Existing) | 09-Oct-2023 | SMART+2.50% | |
 |
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Interest Rate Deposit Products
| SN | Deposit Products |
As on Date |
Rates | |
| 1 | Saving Bank Deposit | 11-Oct-2023 | 3.25% | |
| 2.i | Fixed Deposit Receipt - Individual Customer, Institutional Provident Fund and Fund for Payment of Post Retirement Credit | |||
| i) 3 months and above but less than 6 months | 11-Oct-2023 | 6.00% | ||
| ii) 6 months and above but less than 1 year | 11-Oct-2023 | 6.25% | ||
| iii) 1 year to 5 years | 11-Oct-2023 | 6.50% | ||
| 2.ii | Fixed Deposit Receipt - Other then Individual Customer, Institutional Provident Fund and Fund for Payment of Post Retirement Credit | |||
| i) 3 months and above but less than 6 months | 11-Oct-2023 | 5.50% | ||
| ii) 6 months and above but less than 1 year | 11-Oct-2023 | 5.60% | ||
| iii) 1 year to 5 years | 11-Oct-2023 | 6.00% | ||
| 3 | FDR Platinum (Tk. 5 Crore and above) | 29-Oct-2023 | ||
| i) 3 months and above but less than 6 months | 6.50% | |||
| ii) 6 months and above but less than 1 year | 6.75% | |||
| iii) 1 year to 5 years | 7.00% | |||
| 4 | Special Notice Deposit (SND): | |||
| i) Less than 1.00 Crore | 11-Oct-2023 | 2.50% | ||
| ii) 1.00 crore & above but less than 25.00 crore | 11-Oct-2023 | 3.00% | ||
| iii) 25.00 crore & above but less than 50.00 crore | 11-Oct-2023 | 3.50% | ||
| iv) 50.00 crore & above but less than 100.00 Crore | 11-Oct-2023 | 4.00% | ||
| v) 100.00 crore & above | 11-Oct-2023 | 4.50% | ||
| 5 | Monthly Deposit Scheme (Special Schemes other than Uttaran Swapnapuran Sanchaya Prokolpa) : | 11-Oct-2023 | 7.00% | |
| 6 | Monthly Deposit Scheme (Special Schemes- Uttaran Swapnapuran Sanchaya Prokolpa): | 11-Oct-2023 | 7.25% | |
| 7 | Uttaran Kotipoti Deposit Scheme | 11-Oct-2023 | 7.75% | |
| 8 | Uttaran Millionaire Deposit Scheme | 11-Oct-2023 | 7.25% | |
| 9 | Uttaran Lakhopoti Deposit Scheme | 11-Oct-2023 | 7.25% | |
| 10 | Monthly Deposit Scheme (MDS): | 11-Oct-2023 | 7.25% | |
| 11 | Double Benefit Deposit Scheme (DBDS) Maturity Period: 9 Years 7 Months | 11-Oct-2023 | 7.513% | |
| 12 | Mashik Munafa Prokalpa (MMP) | 11-Oct-2023 | Rate | Amount to be paid Monthly per 1 (one) Lac |
| i) Any Amount | 6.00% | Tk. 500/- | ||