Uttara Bank PLC.
Uttara Bank PLC.

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Interest Rate for Loan Products
 

Applicable SMART rate for the month of October-2023 is 720%

SL. No.

Category

As on Date

Revised   Rates (Fixed/Variable)
1 Agriculture and Rural Finance 09-Oct-2023 SMART+2.50%
2 Term Loan to Large and  Medium  Scale Industries 09-Oct-2023 SMART+3.50%
3 Term Loan to Cottage, Micro and  Small Industries 09-Oct-2023 SMART+3.50%
4 Term Loan to Other Concerns (Trading and Services) 09-Oct-2023 SMART+3.50%
5 Working Capital to Large and Medium  Scale Industries 09-Oct-2023 SMART+3.50%
6 Working Capital to Cottage, Micro and Small Industries 09-Oct-2023 SMART+3.50%
7 Working Capital to Other Concerns  (Trading and Services) 09-Oct-2023 SMART+3.50%
8 Import Finance (PAD, LIM, PIF) 09-Oct-2023 SMART+3.50%
9 Packing Credit/OD Export/Pre-Shipment Export Financing 09-Oct-2023 SMART+2.50%
10 Consumer Financing 09-Oct-2023  
  i Household Durables to Staff   9%
  ii Household Durables to other then Staff   SMART+3.50%
  iii Uttaran House Repairing/Renovation Loan (UHRL)   SMART+3.50%
  iv House/Flat/Gen.H.B.L.   SMART+3.50%
  v Laon for Foreign Employment   SMART+3.50%
  vi Uttaran Home Loan   SMART+3.50%
  vii House Finance for NRBs   SMART+3.50%
  viii Car/Motor Cycle Loan   SMART+3.50%
  ix House Finance for Freedom Fighters   SMART+3.50%
  x Travel Loan   SMART+3.50%
  xi Marriage Loan   SMART+3.50%
  xii Education Loan   SMART+3.50%
  xiii Doctors Loan   SMART+3.50%
  xiv Personal Loan   SMART+3.50%
11 Overdraft 09-Oct-2023  
  i Against DPS, MDS, DBDS, MMP and Special Scheme Deposits   Rate of  interest of DPS, MDS, DBDS, MMP and Special Scheme Deposits + 3.50% 
  ii Against Uttaran Lakhpoti, Millionaire and Kotipoti Deposit Scheme   Rate of  interest of Uttaran Lakhpoti, Millionaire and Kotipoti Deposit Scheme + 3.00% 
  iii Against FDR (Own Bank)   Instrument Rate + 3.00% 
  iv Against FDR (Other Bank)   Instrument Rate (our bank rate & other bank rate whichever is higher) + 3%
  v Against Share/ Securities   SMART+3.50%
  vi Against Wage Earner Development Bond   SMART+3.50%
  vii Against Work Order   SMART+3.50%
  viii Against Other Securities   SMART+3.50%
  ix Against Other Financial Obligation   SMART+3.50%
  x Against Other Securities other Then FO/WO   SMART+3.50%
  xi Against Earnest Money   SMART+3.50%
  xii Against Large Enterprise (Renewed)   SMART+3.50%
  xiii Against CMSME (Renewed)   SMART+3.50%
12 Loan to NGO 09-Oct-2023 SMART+3.50%
13 RSTL 09-Oct-2023 SMART+3.50%
14 USTL 09-Oct-2023 SMART+3.50%
15 Lease Financeing 09-Oct-2023 SMART+3.50%
16 NBFI and Syndication Loan 09-Oct-2023 SMART+3.50%
17 IBP 09-Oct-2023 SMART+3.50%
18 FBP 09-Oct-2023 SMART+3.50%
19 Nariswanirbor Rin Prokalpo 09-Oct-2023 SMART+3.50%
20 USBL 09-Oct-2023 SMART+3.50%
21 Demand Loan 09-Oct-2023 SMART+3.50%
22 Uttaran Commercial House Repairing/Renovation Loan 09-Oct-2023 SMART+3.50%
23 UBL Staff House Building Loan-Additional (Existing) 09-Oct-2023 SMART+2.50%
        


Interest Rate Deposit Products
 

SN Deposit Products

As on Date

Rates
1 Saving Bank Deposit 11-Oct-2023 3.25%
2.i Fixed Deposit Receipt - Individual Customer, Institutional Provident Fund and Fund for Payment of Post Retirement Credit    
  i) 3 months and above but less than 6 months 11-Oct-2023 6.00%
  ii) 6 months and above but less than 1 year 11-Oct-2023 6.25%
  iii) 1 year to 5 years 11-Oct-2023 6.50%
2.ii Fixed Deposit Receipt - Other then Individual Customer, Institutional Provident Fund and Fund for Payment of Post Retirement Credit    
  i) 3 months and above but less than 6 months 11-Oct-2023 5.50%
  ii) 6 months and above but less than 1 year 11-Oct-2023 5.60%
  iii) 1 year to 5 years 11-Oct-2023 6.00%
3 FDR  Platinum (Tk. 5  Crore and above) 29-Oct-2023  
  i) 3 months and above but less than 6 months   6.50%
  ii) 6 months and above but less than 1 year   6.75%
  iii) 1 year to 5 years   7.00%
4 Special Notice Deposit (SND):    
  i) Less than 1.00 Crore 11-Oct-2023 2.50%
  ii) 1.00 crore & above but less than 25.00 crore 11-Oct-2023 3.00%
  iii) 25.00 crore & above but less than 50.00 crore 11-Oct-2023 3.50%
  iv) 50.00 crore & above but less than 100.00 Crore 11-Oct-2023 4.00%
  v) 100.00 crore & above 11-Oct-2023 4.50%
5 Monthly Deposit Scheme (Special Schemes other than Uttaran Swapnapuran Sanchaya Prokolpa) :  11-Oct-2023 7.00%
6 Monthly Deposit Scheme (Special Schemes- Uttaran Swapnapuran Sanchaya Prokolpa): 11-Oct-2023 7.25%
7 Uttaran Kotipoti Deposit Scheme  11-Oct-2023 7.75%
8 Uttaran Millionaire Deposit Scheme  11-Oct-2023 7.25%
9 Uttaran Lakhopoti Deposit Scheme 11-Oct-2023 7.25%
10 Monthly Deposit Scheme (MDS):  11-Oct-2023 7.25%
11 Double Benefit Deposit Scheme (DBDS)  Maturity Period: 9 Years 7 Months 11-Oct-2023 7.513%
12 Mashik Munafa Prokalpa (MMP) 11-Oct-2023 Rate Amount to be paid Monthly per 1 (one) Lac
  i) Any Amount   6.00% Tk. 500/-