2007   2006     Taka   Taka 38 Other liabilities             Current year's figure      3,920,914,181     3,715,166,371 Less: Customers A/c         (42,999,012)        (16,771,435) Other liabilities excluding customers A/c    3,877,915,169     3,698,394,936 Less: Provision for loans & Off Balance Sheet Exposures       (300,000,000)      (412,650,000) Less: Recov. of loans previ. written off           (3,301,343)        (70,000,000) Less: Provision for  tax (current & deferred tax)      (734,200,000)      (618,000,000) Less: Proposed cash dividend     -         (39,932,960) Add: Last year's cash dividend            39,932,960         19,966,480 Less: Provision for Gratuity         (20,000,000)    -  Less: Benevolent fund           (2,500,000)          (2,500,000)        2,857,846,786     2,575,278,456 Less: Last year's figure     (3,698,394,936)    (3,205,774,202) Other liabilities (i)         (840,548,150)      (630,495,746)  Exchange equilazation fund          55,578,851         55,578,851 Less: Adjustment of Government Securities             (335,116)    -  Less: Adjustment for approv. security         (38,400,949)    -  Add: Adjustment of asset revaluation reserve (Dep. for 07)          2,681,155    -  Add: Retained surplus            3,974,555    -  Add: Borrowings       2,899,505,333         56,194,089        2,923,003,829       111,772,940 Less: Last year's figure         (111,772,940)        (90,502,219)        2,811,230,889         21,270,721 Less: Retained surplus (2006)           (3,974,555)    -  Other liabilities (ii)      2,807,256,334         21,270,721 Total  (i+ii)      1,966,708,184      (609,225,025)