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ATA KHAN &
CO. |
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Chartered
Accountants |
| UTTARA
BANK LIMITED |
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Highlights on the
overall activities of the bank for the year 2007 and 2006 |
|
Sl. |
Particulars |
2007 |
2006 |
Change in |
|
No. |
|
Taka |
Taka |
% |
|
1 |
Paid-up-Capital |
399,329,600 |
199,664,800 |
100 |
|
2 |
Total Capital |
2,746,737,827 |
2,272,970,808 |
21 |
|
3 |
Capital surplus/(Deficit) |
128,924,627 |
189,977,808 |
-32 |
|
4 |
Total Assets |
52,860,332,730 |
45,217,006,469 |
17 |
|
5 |
Total Deposits |
43,586,356,057 |
39,360,207,187 |
11 |
|
6 |
Total Loans & Advances |
28,477,407,266 |
25,163,857,021 |
13 |
|
7 |
Total Contingent Liabilities |
8,830,513,784 |
7,428,456,156 |
19 |
|
8 |
Credit Deposit Ratio (%) |
65.34% |
63.93% |
2 |
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9 |
Ratio of Classified Loan to total
Loans & Advances (%) |
12.40% |
15.04% |
-18 |
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10 |
Profit after tax & provision |
409,535,557 |
248,753,254 |
65 |
|
11 |
Amount of classified loan during the
current year |
1,127,300,000 |
1,067,100,000 |
6 |
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12 |
Provision kept against classified
loans |
455,901,594 |
583,548,567 |
-22 |
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13 |
Provision surplus /(deficit) against
classified loans |
98,963,894
|
116,808,167 |
-15 |
|
14 |
Cost of Fund (%) |
4.61% |
4.68% |
-1 |
|
15 |
Interest earning Assets |
40,202,504,848 |
33,392,369,180 |
20 |
|
16 |
Interest non-earning Assets |
12,657,827,882 |
11,824,637,289 |
7 |
|
17 |
Return on Investment (ROI) % |
6.37% |
5.83% |
9 |
|
18 |
Return on Assets (ROA)% |
0.77% |
0.55% |
40 |
|
19 |
Income from Investment |
921,189,131 |
557,886,624 |
65 |
|
20 |
Earning per Share (Taka) |
102.56 |
124.59 |
0 |
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21 |
Net income per Share (Taka) |
102.56 |
124.59 |
0 |
|
22 |
Price Earning Ratio (Times) |
47.34 |
18.56 |
0 |
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