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UTTARA BANK LIMITED |
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Highlights on the overall activities
of the bank for the year 2008 and 2007 |
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Sl. |
Particulars |
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2008 |
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2007 |
Change in |
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No. |
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Taka |
|
Taka |
% |
|
1 |
Paid-up-Capital |
|
798,659,200 |
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399,329,600 |
100 |
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2 |
Total Capital |
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4,048,371,732 |
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2,746,737,827 |
47 |
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3 |
Capital surplus/(Deficit) |
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627,910,000 |
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128,924,827 |
387 |
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4 |
Total Assets |
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58,444,332,118 |
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52,860,332,730 |
11 |
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5 |
Total Deposits |
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50,816,975,020 |
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43,586,356,057 |
17 |
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6 |
Total Loans & Advances |
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37,141,342,619 |
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28,477,407,266 |
30 |
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7 |
Total Contingent Liabilities |
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8,806,887,103 |
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8,830,513,784 |
-0 |
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8 |
Credit Deposit Ratio (%) |
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73.09% |
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65.34% |
12 |
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9 |
Ratio of Classified Loan to total Loans & Advances (%) |
7.09% |
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12.40% |
-43 |
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10 |
Profit after tax & provision |
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1,138,518,172 |
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409,535,557 |
178 |
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11 |
Amount of classified loan during the current year |
617,500,000 |
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1,127,300,000 |
-45 |
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12 |
Provision kept against classified loans |
388,219,720 |
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455,901,594 |
-15 |
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13 |
Provision surplus /(deficit) |
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108,051,720 |
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99,312,441 |
9 |
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14 |
Cost of Fund (%) |
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4.96% |
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4.61% |
8 |
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15 |
Interest earning Assets |
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45,673,440,549 |
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39,379,899,661 |
16 |
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16 |
Interest non-earning Assets |
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12,770,891,569 |
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13,480,433,069 |
-5 |
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17 |
Return on Investment (ROI) % |
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7.02% |
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6.37% |
10 |
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18 |
Return on Assets (ROA)% |
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1.95% |
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0.77% |
153 |
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19 |
Income from Investment |
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784,896,516 |
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921,189,131 |
-15 |
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20 |
Earning per Share (Taka) |
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142.55 |
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51.28 |
178 |
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21 |
Net income per Share (Taka) |
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142.55 |
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51.28 |
178 |
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22 |
Price Earning Ratio (Times) |
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23.81 |
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94.67 |
-75 |
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