Notes	2011		2010
A.	Cash flows from operating activities
	Interest receipts in cash		8,742,569,893		6,818,282,031
	Interest payments		(4,138,754,861)		(2,959,915,391)
	Dividend receipts		6,591,246		25,794,363
	Fees, commission & exchange receipts in cash		987,134,228		939,090,516
	Recoveries of loans previously written off		523,497,701		322,141,271
	Cash payments to employees		(2,210,980,929)		(1,603,674,043)
	Cash payments to suppliers		(88,901,757)		(78,650,154)
	Income tax paid		(1,004,142,796)		(902,584,664)
	Receipts from other operating activities		348,089,174		458,529,844
	Payments for other operating activities	35.a	(917,518,280)		(965,778,756)
	Cash generated from operating activities before changes		2,247,583,619		2,053,235,017
	in operating assets and liabilities
	Increase/(decrease)  in operating assets and liabilities		12,681,494,319		(741,009,535)
	Statutory deposits		-		-
	Purchase/sale of trading securities		5,002,090,004		3,667,503,887
	Loans and  advances to other banks/Money at  call & short notice		-		300,000,000
	Loans and  advances to customers ( other than Banks)		(5,337,600,349)		(9,221,331,556)
	Other assets	36.a	(1,453,063,140)		(1,438,125,030)
	Deposits from other Banks/borrowings		70,593,484		(166,290,611)
	Deposits from customers (other than Banks)		6,207,166,897		6,547,058,376
	Other liabilities on account of customers		932,032		6,451,770
	Other liabilites	37.a	8,191,375,391		(436,276,371)
	Net Cash received / (used) from operating activities		14,929,077,938		1,312,225,482
B.	Cash flows from investing activities
	Proceeds from sale / payments for purchase of securities		(9,305,711,954)		243,850,060
	Purchase of property, plants and equipments		(81,170,869)		(164,555,476)
	Sale of property, plants and equipments		6,385,351		11,505,889
	Purchase/sale/Adjustment of subsidiary		-		-
	Net Cash received / (used) in investing  Activities		(9,380,497,472)		90,800,473
C.	Cash flows from financing activities
	Issue of share capital of subsidiary		-		-
	Payment for redemptions of loan capital and debt securities		-		-
	Receipts from issue of ordinary share		-		-
	Dividend paid		(479,195,520)		-
	Net cash received / (used) from financing activities		(479,195,520)		-
D.	Net (Increase) /decrease in cash  & cash equivalents (A+B+C)		5,069,384,946		1,403,025,955
E.	Effects of exchange rate changes on cash and cash-equivalents		-		-
F.	Opening cash and cash equivalents		7,066,848,052		5,663,822,097
G.	Closing cash and cash-equivalents (D+E+F)	38	12,136,232,998		7,066,848,052
	Cash and cash equivalents at end of the year
	Cash in hand (including foreign currencies )		1,550,160,241		1,294,274,237
	Bal. with Bangladesh Bank & its agent Banks (including foreign currencies)		5,220,058,344		5,342,697,871
	Balance with other banks and financial institutions (Note- 4.00 )		5,366,014,413		429,875,944
			12,136,232,998		7,066,848,052
H.	Net operating cash flow per share		7.82		7.14
Accompanying notes 1 to 41 form an integral part of these financial statements.