UTTARA BANK LIMITED    CASH FLOW STATEMENT FOR THE YEAR ENDED 31 DECEMBER 2009                           Particulars   Notes  2009   2008     Taka   Taka  A.   Cash flows from operating activities           Interest receipts in cash         6,206,526,516     4,799,748,773  Interest payments        (2,790,427,461)    (2,200,521,205)  Dividend receipts              34,288,425         23,588,570  Fees, commission & exchange receipts in cash            655,551,919        907,895,386  Recoveries of loans previously written off                          -                        -    Cash payments to employees        (1,544,682,840)    (1,278,781,873)  Cash payments to suppliers            (67,727,873)        (58,060,381)  Income tax paid/adjustment          (543,193,614)       (786,931,386)  Receipts from other operating activities            408,516,881        536,396,304  Payments for other operating activities        35       (364,699,354)       (449,246,922)  Cash generated from operating activities before changes          1,994,152,599     1,494,087,266  in operating assets and liabilities           Increase/(decrease)  in operating assets and liabilities        (3,431,657,656)    (3,268,836,413)  Statutory deposits                          -                        -    Purchase/sale of trading securities      (12,284,820,202)     1,278,445,559  Loans and  advances to other banks/Money at  call & short notice         (299,800,000)              100,000  Loans and  advances to customers ( other than Banks)        (2,310,012,952)    (8,663,935,353)  Other assets        36        503,006,537        783,392,565  Deposits from other Banks/borrowings            114,358,220         76,282,903  Deposits from customers (other than Banks)         8,455,929,942     7,154,336,060  Other liabilities on account of customers                1,170,123        (25,231,983)  Other liabilites        37     2,388,510,676    (3,872,226,164)            Net Cash received / (used) from operating activities                (1,437,505,057)    (1,774,749,147)  B.   Cash flows from investing activities            Proceeds from sale / payments for purchase of securities            967,133,666     1,994,620,606  Purchase of property, plants and equipments           (130,903,298)       (188,474,399)  Sale of property, plants and equipments             18,308,679         58,138,463  Purchase/sale/Adjustment of subsidiary               2,548,774           2,614,126  Net Cash received / (used) in investing  Activities           857,087,821     1,866,898,796  C.   Cash flows from financing activities            Receipts from issue of loan capital and debt securities                          -                        -    Payment for redemptions of loan capital and debt securities                          -                        -    Receipts from issue of ordinary share                          -                        -    Dividend paid                          -                        -    Net cash received / (used) from financing activities                         -                        -    D.   Net (Increase) /decrease in cash  & cash equivalents (A+B+C)          (580,417,236)         92,149,649  E.   Effects of exchange rate changes on cash and cash-equivalents                        -                        -    F.   Opening cash and cash equivalents         6,224,742,933     6,132,593,284  G.   Closing cash and cash-equivalents (D+E+F)       38     5,644,325,697     6,224,742,933  Cash and cash equivalents at end of the year           Cash in hand (including foreign currencies )        1,341,438,945     1,585,554,764  Bal. with Bangladesh Bank & its agent Banks (including foreign currencies)        4,006,724,455     4,274,548,861  Balance with other banks and financial institutions (note-4 )           285,958,697        350,941,308  Prize bonds            10,203,600         13,698,000         5,644,325,697     6,224,742,933