Notes		2011		2011
PROPERTY AND ASSETS
Cash:		3.00		6,770,218,585		6,636,972,108
Cash in Hand (including foreign  currencies)				1,550,160,241		1,294,274,237
Balance with Bangladesh Bank and its
agent Bank(s) (including foreign  currencies)				5,220,058,344		5,342,697,871
Balance with other Banks and
financial institutions :		4.00		5,366,014,413		429,875,944
In Bangladesh				4,976,518,084		33,337,210
Outside Bangladesh				389,496,329		396,538,734
Money at call and short notice		5.00		-		-
Investments:		6.00		22,894,749,808		18,591,127,858
Government				22,735,889,054		18,429,298,854
Others				158,860,754		161,829,004
Loans and Advances:		7.00		54,010,287,476		48,672,687,127
Loans,  cash credits, over drafts etc.				49,384,251,667		44,372,359,512
Bills  purchased and discounted				4,626,035,809		4,300,327,615
Fixed assets including land, building
furniture and fixtures		8.00		2,762,228,892		2,798,141,777
Other Assets		9.a		5,421,655,838		4,128,831,180
Non Banking Assets		9.b		93,580,592		94,202,809
				97,318,735,604		81,351,838,803
LIABILITIES AND CAPITAL
Liabilities:
Borrowings from other Banks,
Financial Institutions and Agents		10.00		7,229,331,894		206,875,583
Deposits and other accounts:		11.a		72,045,791,328		65,768,030,947
Current and other accounts etc.				24,704,157,771		23,125,023,246
Bills payable				1,842,478,227		1,692,242,882
Saving bank deposits				24,033,793,494		23,794,594,646
Fixed deposits				19,862,495,652		15,030,072,230
Other deposits				1,602,866,184		2,126,097,943
Other liabilities		12.a		8,404,965,790		6,766,086,457
Total Liabilities				87,680,089,012		72,740,992,987
Capital/Share Holders' Equity
Paid up capital		13.02		2,875,173,120		2,395,977,600
Statutory reserve		14.00		2,980,837,039		2,370,837,039
Other reserves		15.00		2,735,908,947		2,853,862,188
Surplus in profit and loss account		16.a		1,046,721,209		990,162,989
Total equity attributable to equity holders of the company				9,638,640,315		8,610,839,816
Non Controlling interest				6,277		6,000
Total Liabilities and Share Holders' Equity				97,318,735,604		81,351,838,803
		Notes		Amount in Taka
				31-Dec-11		31-Dec-10
OFF BALANCE SHEET ITEMS
Contingent Liabilities		17.00		9,860,040,453		9,377,588,319
Acceptances & endorsements				-		-
Letter of guarantees		17.01		1,806,640,538		1,759,129,983
Irrevocable letter of credit		17.02		5,451,357,766		5,279,474,336
Bills for collection		17.03		-		-
Other contingent liabilities		17.04		2,602,042,149		2,338,984,000
Other Commitments				-		-
Documentary credits and short term
trade related transactions				-		-
Forward assets purchased and forward
deposits placed				-		-
Undrawn note issuance and revolving
underwriting facilities				-		-
Undrawn formal standby facilities,
credit lines and other commitments				-		-
Liabilities against forward purchase & sale
Litigation filed by the Bank				-		-
Total Other Commitments				-		-
Total Off- Balance Sheet  Items
Including Contingent Liabilities				9,860,040,453		9,377,588,319
Accompanying notes 1 to 41 form an integral part of these financial statements.