UTTARA BANK LIMITED  BALANCE SHEET AS AT  31 DECEMBER 2009           2009   2008 PROPERTY AND ASSETS   Notes         Taka          Taka  Cash   03       5,348,163,400       5,860,103,625 Cash in Hand (including foreign  currencies)           1,341,438,945       1,585,554,764 Balance with Bangladesh Bank and its              agent Bank(s) (including foreign  currencies)           4,006,724,455       4,274,548,861 Balance with other Banks and              financial institutions   04          285,958,697          350,941,308 In Bangladesh                 2,856,213             6,930,615 Outside Bangladesh              283,102,484          344,010,693             Money at call and short notice    05          329,700,000           29,900,000             Investments:   06     22,502,481,805     11,188,289,669 Government         22,344,069,501     11,091,865,330 Others              158,412,304           96,424,339          ..    Loans and Advances:   07     39,451,355,571     37,141,342,619 Loans,  cash credits, over drafts etc.         36,289,189,482     33,308,029,435 Bills  purchased and discounted            3,162,166,089       3,833,313,184 Fixed assets including Premises             Furniture and Fixtures    08       1,088,418,582       1,065,679,827 Other Assets    09       2,840,664,075       2,698,386,497 Non Banking Assets                99,256,359          109,688,573 TOTAL ASSETS         71,945,998,489     58,444,332,118             LIABILITIES AND CAPITAL             Liabilities:              Borrowings from other Banks,              Financial Institutions and Agents   10       1,176,417,193          225,086,084             Deposits and other accounts:    11     59,387,263,182     50,816,975,020 Current and other accounts etc.         20,386,884,603     15,570,321,322 Bills payable           1,752,780,457       1,605,516,899 Saving bank deposits         21,389,308,459     19,547,765,743 Fixed deposits         14,037,133,261     12,164,269,906 Other deposits            1,821,156,402       1,929,101,150 Other liabilities    12       5,175,368,351       3,713,428,714 TOTAL LIABILITIES         65,739,048,726     54,755,489,818             CAPITAL/SHARE HOLDERS' EQUITY             Issued, subscribed and paid up capital    13.2       1,597,318,400          798,659,200 Statutory reserve   14       1,800,837,039       1,550,837,039 Other reserves   15       2,001,852,861       1,337,631,167 Surplus in Profit an d Loss account   16          806,941,463             1,714,894 TOTAL CAPITAL/ SHARE HOLDERS' EQUITY           6,206,949,763       3,688,842,300 TOTAL LIABILITIES AND SHARE HOLDERS' EQUITY       71,945,998,489     58,444,332,118               OFF BALANCE SHEET ITEMS                           CONTINGENT LIABILITIES        17.0       8,560,482,934       8,806,887,103 Acceptances & endorsements                                     -                                   -   Letter of guarantees        17.1       1,633,463,102       1,826,856,510 Irrevocable letter of credit        17.2       5,247,063,832       4,517,171,591 Bills for collection        17.3                         -               3,156,536 Other contingent liabilities        17.4       1,679,956,000       2,459,702,466               OTHER COMMITMENTS                                     -                                   -   Documentary credits and short term             trade related transactions                                     -                                   -   Forward assets purchased and forward             deposits placed                                     -                                   -   Undrawn note issuance and revolving              underwriting facilities                                      -                                   -   Undrawn formal standby facilities,             credit lines and other commitments                                     -                                   -   Liabilities against forward purchase & sale              Litigation filed by the Bank                                     -                                   -                               TOTAL OTHER COMMITMENTS                                      -                                   -                 TOTAL OFF- BALANCE SHEET  ITEMS              INCLUDING CONTINGENT LIABILITIES           8,560,482,934       8,806,887,103               Accompanying notes 1 to 43 form an integral part of these financial statements.