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UTTARA BANK LIMITED |
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PROFIT & LOSS ACCOUNT (UNAUDITED) FOR THE |
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HALF YEAR ENDED 30 JUNE,2007. |
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30.06.2007 |
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30.06.2006 |
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OPERATING INCOME |
Taka'000' |
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Taka'000' |
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Interest-Income |
1,436,614 |
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1,338,573 |
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Less:Interest-paid on deposits, borrowings etc. |
927,864 |
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840,431 |
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Net Interest Income |
508,750 |
|
498,142 |
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Income from Investment. |
389,879 |
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291,296 |
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Commission and Exchange |
371,081 |
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453,946 |
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Other Operating Income |
169,528 |
|
148,207 |
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Total operating income |
1,439,238 |
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1,391,591 |
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OPERATING EXPENSES |
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Salary and allowances. |
498,095 |
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390,831 |
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Rent, taxes,insurance,electricity etc. |
59,266 |
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52,220 |
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Legal expenses |
5,700 |
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4,878 |
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Postage,stamp,telecommunication etc. |
23,964 |
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22,958 |
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Stationery,printing,advertisements etc. |
21,981 |
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18,529 |
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Managing Director's salary & allowances |
2,360 |
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2,610 |
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Directors' fees and expenses |
1,131 |
|
898 |
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Repair, maintenance and depreciation |
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of Bank's property |
33,053 |
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26,912 |
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Other expenses |
69,661 |
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58,134 |
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Total operating expenses |
715,211 |
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577,970 |
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Profit before provision |
724,027 |
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813,621 |
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Less: Provision for loans & advances |
300,000 |
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350,000 |
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Profit before tax |
424,027 |
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463,621 |
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Less : Provision for tax for the period |
325,800 |
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366,100 |
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Profit after tax and provision |
98,227 |
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97,521 |
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Retained surplus brought forward(31.12.06/31.12.05) |
3,974 |
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3,570 |
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Profit surplus |
102,201 |
|
101,091 |
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Earning per ordinary share (EPS) |
24.60 |
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48.84 |
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