|
THE HALF YEAR ENDED JUNE 30, 2010 |
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|
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|
(TAKA IN THOUSAND |
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OPERATING INCOME : |
January to |
January to |
April-June |
April-June |
| |
|
June 30,2010 |
June 30,2009 |
30.2010 |
30,2009 |
| |
Interest Income |
2,262,237
|
2,022,471
|
1,184,954
|
1,007,581
|
| |
Less: Interest paid on deposits, borrowings etc. |
1,434,244
|
1,381,756
|
722,453
|
696,646
|
| |
Net Interest Income |
827,993
|
640,715
|
462,501
|
310,935
|
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Income from Investment. |
923,072
|
793,673
|
521,208
|
419,280
|
| |
Commission,Exchange and Brokerage |
452,249
|
460,353
|
289,569
|
252,018
|
| |
Other Operating Income |
578,046
|
209,185
|
183,136
|
137,057
|
| |
Total operating income |
2,781,360
|
2,103,926
|
1,456,414
|
1,119,290
|
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OPERATING EXPENSES: |
|
|
|
|
| |
Salary and allowances. |
730,643
|
631,754
|
356,161
|
317,733
|
| |
Rent, taxes,insurance,electricity etc. |
98,495
|
77,349
|
56,220
|
43,279
|
| |
Legal expenses |
3,657
|
4,328
|
2,385
|
2,656
|
| |
Postage,stamp,telecommunication etc. |
19,066
|
19,018
|
7,941
|
8,859
|
| |
Stationery,printing,advertisements etc. |
36,699
|
33,200
|
18,485
|
15,857
|
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Managing Director's salary & allowances and fees |
4,810
|
4,238
|
2,905
|
1,755
|
| |
Directors' fees |
1,262
|
1,116
|
926
|
816
|
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Auditors' fees |
-
|
-
|
-
|
-
|
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Repair, maintenance and depreciation |
|
|
|
|
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of Bank's property |
67,294
|
45,640
|
33,819
|
14,198
|
| |
Other expenses |
178,008
|
119,114
|
138,961
|
72,519
|
| |
Total operating expenses |
1,139,934
|
935,757
|
617,803
|
477,672
|
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Profit before provision |
1,641,426
|
1,168,169
|
838,611
|
641,618
|
| |
Total provision |
150,000
|
100,000
|
150,000
|
-
|
| |
Provision for loans & advances |
150,000
|
100,000
|
150,000
|
-
|
| |
Provision for off balance sheet exposures |
-
|
-
|
-
|
-
|
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Profit before taxation |
1,491,426
|
1,068,169
|
688,611
|
641,618
|
| |
Provision for Tax for the period |
697,700
|
491,800
|
352,700
|
254,800
|
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Current tax |
697,700
|
491,800
|
352,700
|
254,800
|
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Deferred tax |
-
|
-
|
-
|
-
|
| |
Profit after tax and provision |
793,726
|
576,369
|
335,911
|
386,818
|
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Retained earning brought forward |
8,282
|
1,715
|
8,282
|
1,715
|
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Profit available for appropriation |
802,008
|
578,084
|
344,193
|
388,533
|
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Appropriations: |
-
|
-
|
-
|
-
|
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Statutory reserve |
-
|
-
|
-
|
-
|
| |
General reserve |
-
|
-
|
-
|
-
|
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Retained earnings |
802,008
|
578,084
|
344,193
|
388,533
|
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Earning per share (EPS) |
33.13
|
24.06* |
14.02* |
16.14* |
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|
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|
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*Restated |
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