UTTARA BANK LIMITED
PROFIT & LOSS ACCOUNT (UNAUDITED) FOR THE
HALF YEAR ENDED 30 JUNE,2007.
 
30.06.2007   30.06.2006
OPERATING INCOME       Taka'000'          Taka'000' 
Interest-Income              1,436,614           1,338,573
Less:Interest-paid on deposits, borrowings etc.                  927,864              840,431
Net Interest Income                  508,750              498,142
Income from Investment.                  389,879              291,296
Commission and Exchange                  371,081              453,946
Other Operating Income                   169,528              148,207
Total operating income                1,439,238           1,391,591
OPERATING EXPENSES  
Salary and allowances.                  498,095              390,831
Rent, taxes,insurance,electricity etc.                    59,266                 52,220
Legal expenses                      5,700                   4,878
Postage,stamp,telecommunication etc.                    23,964                 22,958
Stationery,printing,advertisements etc.                    21,981                 18,529
Managing Director's salary & allowances                       2,360                   2,610
Directors' fees and expenses                      1,131                      898
Repair, maintenance and depreciation  
of Bank's property                    33,053                 26,912
Other expenses                    69,661                 58,134
Total operating expenses                   715,211              577,970
Profit before  provision                   724,027              813,621
Less: Provision for loans & advances                  300,000              350,000
Profit before tax                    424,027              463,621
Less : Provision for tax for the period                   325,800              366,100
Profit after tax and provision                    98,227                 97,521
Retained surplus brought forward(31.12.06/31.12.05)                      3,974                   3,570
Profit surplus                  102,201              101,091
Earning per ordinary share (EPS) 24.60   48.84