|
UTTARA BANK LIMITED |
|
PROFIT & LOSS ACCOUNT (UNAUDITED) FOR |
|
THE HALF YEAR ENDED 30 JUNE,2009 |
|
|
|
|
|
|
|
30.06.2009 |
|
30.06.2008 |
|
OPERATING INCOME |
Taka'000' |
|
Taka'000' |
|
Interest-Income |
2,022,471
|
|
1,948,920
|
|
Less:Interest-paid on deposits, borrowings etc. |
1,381,756
|
|
1,182,566
|
|
Net Interest Income |
640,715
|
|
766,354
|
|
Income from Investment. |
793,673
|
|
582,544
|
|
Commission and Exchange |
460,353
|
|
501,270
|
|
Other Operating Income |
198,123
|
|
216,146
|
|
Total operating income |
2,092,864
|
|
2,066,314
|
|
OPERATING EXPENSES |
|
|
|
|
Salary and allowances. |
631,753
|
|
551,816
|
|
Rent, taxes,insurance,electricity etc. |
77,349
|
|
73,608
|
|
Legal expenses |
4,328
|
|
4,547
|
|
Postage,stamp,telecommunication etc. |
19,019
|
|
21,672
|
|
Stationery,printing,advertisements etc. |
33,200
|
|
28,096
|
|
Managing Director's salary & allowances |
4,238
|
|
2,360
|
|
Directors' fees and expenses |
1,116
|
|
1,140
|
|
Repair, maintenance and depreciation |
|
|
|
|
of Bank's property |
45,640
|
|
36,464
|
|
Other expenses |
119,114
|
|
89,391
|
|
Total operating expenses |
935,757
|
|
809,094
|
|
Operating Profit |
1,157,107
|
|
1,257,220
|
|
Add: Profit on sale of fixed assets |
11,062
|
|
105,290
|
|
Profit before provision |
1,168,169
|
|
1,362,510
|
|
Less: Provision for loans & advances |
100,000
|
|
146,200
|
|
Less: Provision for off balance sheet
exposures |
-
|
|
3,800
|
|
Profit before tax |
1,068,169
|
|
1,212,510
|
|
Less : Provision for tax for the period |
491,800
|
|
571,200
|
|
Profit after tax and provision |
576,369
|
|
641,310
|
|
Retained surplus brought forward |
1,715
|
|
3,197
|
|
Profit surplus |
578,084
|
|
644,507
|
|
Earning per ordinary share (EPS) |
36.08 |
|
40.15 |
|
