UTTARA BANK LIMITED  
CASH FLOW STATEMENT (UN-AUDITED) 
For the period from January 2010 to June 30,2010  
         
    (Taka in thousand) 
    Jan.-June ,2010   Jan.-June,2009
 A.   Cash flows from operating activities         
 Interest receipts in cash               2,807,133           2,550,367
 Interest payments              (1,434,244)          (1,381,756)
 Dividend receipts                     39,586                17,592
 Fees, commission & exchange receipts in cash                  452,249              460,353
 Recoveries of loans previously written off                  322,141                      -  
 Cash payments to employees                 (735,453)             (635,991)
 Cash payments to suppliers                   (40,832)               (36,169)
 Income tax paid/adjustment                (565,969)             (277,301)
 Receipts from other operating activities                  578,046              209,185
 Payments for other operating activities                 (403,483)             (290,835)
 Cash generated from operating activities before changes                1,019,174              615,445
 in operating assets and liabilities         
 Increase/(decrease)  in operating assets and liabilities               4,600,505             (808,056)
 Statutory deposits                          -      
 Purchase/sale of trading securities               2,257,897          (4,326,323)
 Loans and  advances to other banks/Money at  call & short notice               (650,000)          (2,400,000)
 Loans and  advances to customers ( other than Banks)              (1,438,978)              206,624
 Other assets                   (47,262)              680,464
 Deposits from other Banks/borrowings                    35,089              683,882
 Deposits from customers (other than Banks)               4,159,171           3,472,463
 Other liabilities on account of customers                           32                    206
 Other liabilites                  284,556              874,628
         
 Net Cash received / (used) from operating activities                       5,619,679             (192,611)
 B.   Cash flows from investing activities          
 Proceeds from sale / payments for purchase of securities                  550,756             (156,564)
 Purchase of property, plants and equipments                   (17,519)               (20,520)
 Sale of property, plants and equipments                     9,646                 1,072
 Purchase/sale/Adjustment of subsidiary              (1,661,065)                (9,000)
 Net Cash received / (used) in investing  Activities             (1,118,182)             (185,012)
 C.   Cash flows from financing activities          
 Receipts from issue of loan capital and debt securities                          -                        -  
 Payment for redemptions of loan capital and debt securities                          -                        -  
 Receipts from issue of ordinary share                          -                        -  
 Dividend paid                          -                        -  
 Net cash received / (used) from financing activities                         -                        -  
 D.   Net (Increase) /decrease in cash  & cash equivalents (A+B+C)              4,501,497             (377,623)
 E.   Effects of exchange rate changes on cash and cash-equivalents                        -      
 F.   Opening cash and cash equivalents               5,644,326           6,224,743
 G.   Closing cash and cash-equivalents (D+E+F)            10,145,823           5,847,120
 Cash and cash equivalents at end of the period         
 Cash in hand (including foreign currencies )              1,472,875           1,067,781
 Bal. with Bangladesh Bank & its agent Banks (including foreign currencies)              5,073,277           4,180,978
 Balance with other banks and financial institutions               3,584,439              587,826
 Prize bonds                   15,232                10,535
            10,145,823           5,847,120