UTTARA BANK LIMITED 
CASH FLOW STATEMENT (UN-AUDITED) FOR THE  
 HALF YEAR ENDED JUNE 30, 2007
  Taka in 'ooo'
  June'2007 June'2006
A.Cash flows from operating activities:    
Interest received           1,826,483           1,616,060
Interest paid             (927,864)             (840,431)
Dividend received                        10                  13,809
Fees & commission received              120,476              118,144
Cash paid to employees             (500,455)             (393,441)
Cash paid to suppliers               (24,749)               (21,503)
Income tax paid                79,662             (368,549)
Received from other operating activities              420,133              484,009
Payments for other operating activities             (159,722)             (139,088)
Operating profit before changes in operating assets & liabilities              833,974              469,010
Increase/(Decrease) in operating assets & liabilities :    
Statutory deposits  - -
Purchase/sale of trading securities             (538,196)              517,528
Loans and  advances to other banks   -   - 
Loans and  advances to customers ( Other than Banks)              264,969             (634,118)
Other assets               (48,618)                 23,006
Deposits from other Banks               (16,336)               (21,637)
Deposits from customers (Other than Banks)           1,848,430           1,173,728
Trading liabilities   -   - 
Other liabilities account of customers                    1,789               (31,772)
Other liabilites             (821,496)           1,018,846
Net Cash received from operating activities           1,524,516           2,514,591
B. Cash flows from investing activities:    
Proceeds from sale of securities   -   - 
Payments for purchase of securities         (1,184,367)             (385,048)
Purchase of property, plants and equipments             (105,248)               (93,614)
Sale of property, plants and equipments   -                          15
Purchase/sale of subsidiary     
Net Cash used in investing  activities        (1,289,615)             (478,647)
C.  Cash flows from financing activities:     
Received from issue of loan capital and debt securities  - -
Repayment of loan capital and debt securities  - -
Received from issue of ordinary shares  - -
Dividends paid               (39,933)               (19,966)
Net cash received from financing activities.              (39,933)               (19,966)
D. Net (decrease)/increase in cash (A+B+C)             194,968           2,015,978
Effects of exchange rate changes on cash and cash-equivalents  - -
E. Opening cash and cash-equivalents           6,923,834           7,418,205
F. Closing cash and cash-equivalents (D+E)          7,118,802           9,434,183
CASH AND CASH EQUIVALENT AT END THE PERIOD:    
Cash in hand (Including Foreign Currencies)             991,201           1,011,616
Balance with Bangladesh Bank and Sonali Bank    
(Including Foreign Currencies)          4,091,724           3,536,239
Balance with Other Banks & Financial Institutions          1,648,290           4,578,334
Money at Call and Short Notice             380,000              300,000
Prize Bond                   7,587                   7,994
             7,118,802             9,434,183