Highlights on the overall activities of the bank for the year 2006 and 2005
Sl. Particulars                 2006       2005    Change in
No.                  Taka       Taka          %
1 Paid-up-Capital                 199,664,800            99,832,400 100
2 Total Capital              2,272,970,808        2,004,050,376 13
3 Capital surplus/(Deficit)                190,013,808           192,973,376 -2
4 Total Assets            45,217,006,469      42,062,201,299 8
5 Total Deposits            39,360,207,187      36,891,910,320 7
6 Total Loans & Advances            25,163,857,021      21,851,539,700 15
7 Total Contingent Liabilities              7,428,456,156        8,538,820,824 -13
8 Credit Deposit Ratio (%)   63.93%   59.23% 8
9 Ratio of Classified Loan to total Loans & Advances (%) 15.04%   16.15% -7
10 Profit after tax & provision                 248,753,254           142,710,008 74
11 Amount of classified loan during the current year            1,067,100,000        1,080,500,000 -1
12 Provision kept against classified loans               907,448,567           853,751,185 6
13 Provision surplus /(deficit)                116,872,567           126,736,185 -8
14 Cost of Fund (%)    4.68%   4.14% 13
15 Interest earning Assets            34,858,397,642      32,723,645,096 7
16 Interest non-earning Assets           10,358,608,827        9,338,556,203 11
17 Return on Investment (ROI) %   5.83%   8.77% -34
18 Return on Assets (ROA)%                        0.60%                   0.34% 76
19 Income from Investment                 557,886,624           882,318,102 -37
20 Earning per Share (Taka)                       124.59                   142.83 -13
21 Net income per Share (Taka)                       124.59                   142.83 -13
22 Price Earning Ratio (Times)                          16.89                    19.68 -14