| Highlights on the overall activities of the bank for the year 2006 and 2005 | |||||||
| Sl. | Particulars | 2006 | 2005 | Change in | |||
| No. | Taka | Taka | % | ||||
| 1 | Paid-up-Capital | 199,664,800 | 99,832,400 | 100 | |||
| 2 | Total Capital | 2,272,970,808 | 2,004,050,376 | 13 | |||
| 3 | Capital surplus/(Deficit) | 190,013,808 | 192,973,376 | -2 | |||
| 4 | Total Assets | 45,217,006,469 | 42,062,201,299 | 8 | |||
| 5 | Total Deposits | 39,360,207,187 | 36,891,910,320 | 7 | |||
| 6 | Total Loans & Advances | 25,163,857,021 | 21,851,539,700 | 15 | |||
| 7 | Total Contingent Liabilities | 7,428,456,156 | 8,538,820,824 | -13 | |||
| 8 | Credit Deposit Ratio (%) | 63.93% | 59.23% | 8 | |||
| 9 | Ratio of Classified Loan to total Loans & Advances (%) | 15.04% | 16.15% | -7 | |||
| 10 | Profit after tax & provision | 248,753,254 | 142,710,008 | 74 | |||
| 11 | Amount of classified loan during the current year | 1,067,100,000 | 1,080,500,000 | -1 | |||
| 12 | Provision kept against classified loans | 907,448,567 | 853,751,185 | 6 | |||
| 13 | Provision surplus /(deficit) | 116,872,567 | 126,736,185 | -8 | |||
| 14 | Cost of Fund (%) | 4.68% | 4.14% | 13 | |||
| 15 | Interest earning Assets | 34,858,397,642 | 32,723,645,096 | 7 | |||
| 16 | Interest non-earning Assets | 10,358,608,827 | 9,338,556,203 | 11 | |||
| 17 | Return on Investment (ROI) % | 5.83% | 8.77% | -34 | |||
| 18 | Return on Assets (ROA)% | 0.60% | 0.34% | 76 | |||
| 19 | Income from Investment | 557,886,624 | 882,318,102 | -37 | |||
| 20 | Earning per Share (Taka) | 124.59 | 142.83 | -13 | |||
| 21 | Net income per Share (Taka) | 124.59 | 142.83 | -13 | |||
| 22 | Price Earning Ratio (Times) | 16.89 | 19.68 | -14 | |||