UTTARA BANK LIMITED
	CASH FLOW STATEMENT FOR THE YEAR ENDED DECEMBER 31' 2006
		Note	2006	2005
			Taka	Taka
	A.Cash flows from operating activities
	Interest received		3,285,117,137	2,867,353,928
	Interest paid		(1,756,834,891)	(1,477,761,444)
	Dividend received		14,812,215	15,843,681
	Fees & Commission received		234,410,054	251,784,439
	Recoveries of loans previously written off		70,000,000	88,700,000
	Cash paid to employees		(999,635,899)	(791,341,749)
	Cash paid to suppliers		(41,299,435)	(35,486,639)
	Income tax paid/adjustment		(567,075,747)	(206,083,269)
	Received from other operating activities	36	900,793,274	1,130,032,209
	Payments for other operating activities	37	(310,326,980)	(296,279,468)
	Cash generated from operating activities		829,959,728	1,546,761,688
	Changes in operating assets and liabilities
	Statutory deposits		-	-
	Purchase/sale of trading securities		84,127,199	2,789,836,936
	Loans and  advances to other banks		-	-
	Loans and  advances to customers ( Other than Banks)		(3,312,317,321)	(3,250,527,438)
	Other assets	38	(100,604,857)	(108,288,209)
	Deposits from other Banks		21,249,880	(19,701,435)
	Deposits from customers (Other than Banks)		2,447,046,987	2,296,371,547
	Trading liabilities		-	-
	Other liabilities on account of customers		(36,203,446)	(6,804,630)
	Other liabilites	39	(609,225,025)	(1,561,970,614)
	Net Cash received from operating activities		(675,966,855)	1,685,677,845
	B. Cash flows from investing activities
	Proceeds from sale of securities		-	-
	Payments for purchase of securities		412,531,076	(55,532,338)
	Purchase of property, plants and equipments		(211,115,946)	(45,246,399)
	Sale of property, plants and equipments		6,396,294	2,270,253
	Purchase/sale/Adjustment of subsidiary		(6,249,522)	-
	Net Cash used in investing  Activities		201,561,902	(98,508,484)
	C.  Cash flows from financing activities
	Received from issue of loan capital and debt securities		-	-
	Repayment of loan capital and debt securities		-	-
	Received from issue of ordinary shares		-	-
	Dividend paid		(19,966,480)	(49,916,200)
	Dividend distribution tax		-	-
	Net cash received from financing activities.		(19,966,480)	(49,916,200)
	D. Net (decrease)/increase in cash  & cash -equivalents(A+B+C)		(494,371,433)	1,537,253,161
	Effects of exchange rate changes on cash and cash-equivalents		-	-
	E. Opening cash and cash-equivalents		7,418,204,944	5,880,951,783
	F. Closing cash and cash-equivalents (D+E)	40	6,923,833,511	7,418,204,944