13. CAPITAL
13.1 Authorised capital      
10,000,000 Ordinary Shares of Tk.100 each in the year 2006      1,000,000,000          200,000,000
(2,000,000 Ordinary Shares of Tk.100 each in the year 2005)
The Bank increased its Authorized Capital from Tk.200 million to Tk. 1000 million by passing a special resolution in the Bank's Extra Ordinary General Meeting held on 25.05.2006
13.2 Issued, Subscribed and Paid up Capital 
998,324 Ordinary Shares of Tk. 100 each         99,832,400        99,832,400
998,324 Ordinary Shares of Tk. 100 each issued as bonus shares        99,832,400                     -  
Total       199,664,800        99,832,400
13.3 Paid up capital as per shareholders category 
Particulars  No. of shares  Percentage  Amount No. of shares  Percentage  Amount
Government of the People's             
Republic of Bangladesh               30 0.002%           3,000                    20  0.02%                 2,000
Bank and financial institutions       157,530 7.890%   15,753,000              69,955  7.007%           6,995,500
General public    1,839,088 92.108%  183,908,800            928,349  92.991%         92,834,900
Total    1,996,648 100.00%  199,664,800            998,324  100.00%         99,832,400
13.4 Range - wise shareholdings 
Range of holding No. of shares  Percentage of  Number of  No. of share Percentage of  Number of Shares
 of Shares    holding of shares  shares holders  holding of Shares   
Upto         500 shares  5096 19.96%           218,882                      5,200 15.42%                  153,951
501      to       5,000   '' 239 14.74%           294,237                         115 16.56%                  165,311
5,001    ''      10,000   '' 20 6.76%           134,394                              8 4.42%                    44,169
10,001  ''      20,000   '' 11 6.74%           134,613                           17 22.37%                  223,316
20,001  ''      30,000   '' 9 10.31%           205,886                              4 9.51%                    94,984
30,001  ''      40,000   '' 4 6.75%           134,723                              2 6.66%                    66,453
40,001  ''      50,000   '' 2 4.61%             92,020                              4 18.49%                  184,558
50,001  ''    100,000   '' 7 24.45%           488,116                              1 6.57%                    65,582
100,001    and above ''       2 14.71%           293,777   0.00  
Total  5390 100.00        1,996,648                      5,351 100.00                  998,324
13.5 Capital adequacy ratio 
There is a surplus of Tk.190.01 million (Tk. 192.97 million in 2005) in capital fund of the Bank as on 31.12.2006
maintained as per BRPD circular No.10 and 03 of 25.11.2002 and 09.05.2004 respectively.
Total assets including off balance sheet items   52,645,462,625  50,601,022,123
Total risk weighted assets  23,143,971,000  20,123,074,000
Required capital @ 9% of total risk weighted assets   2,082,957,000    1,811,077,000
Actual capital maintained    2,272,970,808    2,004,050,376
Core capital (Note 13.5.1)   1,682,860,733    1,462,790,917
Supplementary capital (Note 13.5.2)      590,110,075       541,259,459
Total capital surplus       190,013,808       192,973,376
Capital adequacy ratio
On core capital against required minimum 4.50%  7.27%   7.27% 
On total capital against required minimum 9.00%  9.82%   9.96% 

2006 2005
13.5.1 Tier-I (Core Capital) Taka Taka
Paid up capital          199,664,800           99,832,400
Proposed issue of bonus share          199,664,800           99,832,400
Statutory reserve          520,837,039         510,837,039
Capital reserve                 341,539               341,539
General reserve          693,951,000         683,951,000
Dividend equalization fund           64,427,000           64,427,000
Surplus in profit/loss A/c.             3,974,555            3,569,539
      1,682,860,733      1,462,790,917
13.5.2 Tier-II (Supplementory Capital)
Assets revaluation reserve (50%)         173,332,061         173,332,061
Assets revaluation reserve on Govt. Securities                 335,116                        -  
Exchange equalization fund           55,578,851           55,578,851
Reserve for un-foreseen losses