Amount in Taka
						31-Dec-11		31-Dec-10
11.02.2	Deposit from other than Banks
	Maturity grouping wise
	Payable on demand					599,290,935		566,152,923
	Within one month					8,169,354,140		7,889,774,339
	Over 1 month but within 6 months					5,987,862,751		5,987,880,022
	Over 6 months but within 1 year					28,072,444,927		26,152,277,766
	Over 1 year but within 5 years					21,579,769,808		19,297,671,468
	Over 5 years but within 10 years					7,455,791,960		5,757,007,040
	Over 10 years					-		-
						71,864,514,521		65,650,763,558
12.00	Other liabilities
	Provision for income tax (Note - 12.01)					5,301,439,651		3,986,584,082
	Deferred Tax liablity (Note - 12.02)					80,955,031		45,810,600
	Provision for Deferred Tax liability (Revaluation) (Note - 12.03)					287,929,276		287,929,276
	Benevolent fund.					-		5,000,000
	Adjusting account credit  balance					14,843,846		51,098,890
	Govt. guarantee fund for special agri credit.					8,801,000		8,801,000
	Fund for credit on Nath Bank (Pak) Ltd.					151,284		151,284
	Balance of exchange houses .					532,950,572		619,828,393
	Reserve for unforeseen losses					49,828,766		51,591,444
	Interim dividend payable					222,871		223,054
	Audit fee payable					500,000		300,000
	Advance deposit and advance rent.					2,658,474		4,866,289
	Consumers credit risk fund & personal loan scheme					18,138,839		18,136,939
	Excise duty payable					-		497,790
	Cash assistance.					206,276		290,079
	Bonus Payable					130,000,000		85,000,000
	Provision for loans and advances (Note - 12.04)					1,091,983,437		951,983,437
	Provision for other (non-banking assets) (Note - 12.05)					20,000,000		20,000,000
	General provision on off-balance sheet exposures (Note - 12.06)					111,650,000		101,650,000
	Provision for classified other assets (Note - 12.07)					70,560,961		63,260,961
	Provision for classified fixed assets (Note - 12.08)					15,000,000		22,300,000
	Interest suspense account (Note - 12.09)					412,521,609		330,994,346
	Un- claimed dividend (Note - 12.10)					118,129,242		17,093,427
	Provision for diminution in value of  Investment (Note - 6.10)					23,250,000		23,250,000
	Provision for unreconciled outstanding entries					335,839		619,839
	Clearing house adjustment					2,915,490		3,223,086
	SEDP fund mobilization account					5,060,349		3,738,818
	Unearned Interest Income					98,710,355		60,529,493
	Risk Fund (Lease A/c)					3,446,670		1,323,930
						8,402,189,838		6,766,076,457
12.a	Consolidated other liabilities
	Uttara Bank Limited					8,402,189,838		6,766,076,457
	UB Capital and  Investment Limited					2,775,952		10,000
	Audit fee					10,000		10,000
	Provision for Income Tax					2,765,952		-
						8,404,965,790		6,766,086,457
						Amount in Taka
						as at
						31-Dec-11		31-Dec-10
12.01	Provision for income tax
	Provision
	Provision held at the beginning of the year					3,986,584,082		2,746,944,682
	Provision made during the year					1,314,855,569		1,239,639,400
	Tax paid/adjustment					-		-
	Balance at the end of the year					5,301,439,651		3,986,584,082
12.02	Deferred tax liability
	Opening balance					45,810,600		35,450,000
	Provision made during the year  (Note-12.02.1)					35,144,431		10,360,600
						80,955,031		45,810,600
12.02.1	Deferred tax (income)/ expense
	Carraying value of depreciable fixed assets					2,762,228,892		2,813,777,455
	Tax base Value					(2,571,746,467)		(2,705,987,793)
	Net taxable temporary difference- Liabilities					190,482,425		107,789,662
	Tax Rate					42.50%		42.50%
	Closing Deferred Tax Liability					80,955,031		45,810,600
	Opening Deferred Tax Liability					45,810,600		35,450,000
	Deferred Tax expenses for the year					35,144,431		10,360,600
12.03	Provision for Deferred Tax liability (Revaluation)					287,929,276		287,929,276
	Closing balance					287,929,276		287,929,276
12.04	Provision for classified loans and advances
	The movement in specific provision for Bad & Doubtful Debts
	Provision held at the beginning of the year					391,983,437		475,526,169
	Fully provided debts written off					-		(198,142,732)
	Specific provision for the year					130,000,000		240,000,000
	Amount transferred to general provision UC Loans & Adv.					(95,000,000)		(125,400,000)
	Recoveries and provision no longer required					-		-
	Net charge to profit and loss account					-		-
						426,983,437		391,983,437
	The movement in general provision on unclassified loans & advances
	Provision held at the beginning of the year					560,000,000		434,600,000
	Specific general provision for the year					10,000,000		-
	Amount transferred from classified loans & advances					95,000,000		125,400,000
						665,000,000		560,000,000
						1,091,983,437		951,983,437
12.05	Provision for other (Non Banking Asset)
	Opening balance					20,000,000		-
	Provision made during the year					-		20,000,000
	Closing balance					20,000,000		20,000,000
12.06	Provision for Off Balance Sheet Exposures
	Balance at the beginning of the year					101,650,000		101,650,000
	Provision made during the year					10,000,000		-
	Closing balance					111,650,000		101,650,000