2006 2005
Taka Taka
07. Loans and advances
Loans , cash credits and over drafts etc
In Bangladesh :
Over draft       309,356,484       581,067,555
Cash credit     8,814,439,919    8,270,308,634
Loan      7,338,308,947    6,146,644,207
Special credit     2,516,948,647    1,686,152,340
Agri credit         16,364,232         16,433,607
Rural credit             198,631             524,472
Loan against imported merchandise      663,621,921       796,171,392
Loan against trust receipt    1,737,370,372    1,315,987,702
Overdraft export       170,103,789       208,142,932
Payment against documents       739,233,826       546,146,801
Lease financing       330,919,027       267,273,849
 22,636,865,795   19,834,853,491
Outside Bangladesh  - -
Sub total  22,636,865,795   19,834,853,491
Bills discounted and purchased
In Bangladesh :    2,250,254,082    1,719,051,207
Demand draft purchased           9,061,394           8,693,329
Inland bills purchased     2,241,192,688    1,710,357,878
Outside Bangladesh :      276,737,144       297,635,002
Foreign bills purchased       273,891,507       293,909,616
Foreign drafts purchased           2,845,637           3,725,386
Sub total    2,526,991,226    2,016,686,209
Total   25,163,857,021   21,851,539,700
07.1  Maturity grouping of loans & advances 
including bills discounted and purchased  
07.1.1 Loans and Advances 
Receivable on Demand.                     -                        -  
Not more than 3 months.    8,080,225,816    7,579,444,073
Over 3 months but not more  than 1 year    6,393,743,199    6,236,400,507
Over 1 year but not more than 5 years    4,114,577,633    2,919,708,023
Over 5 years    4,048,319,147    3,099,300,888
Sub total  22,636,865,795   19,834,853,491
07.1.2 Bill discounted and purchased 
Receivable within one month        11,907,031         12,418,715
Over 1 month but not more  than 3 months    2,515,084,195    2,004,267,494
Sub total    2,526,991,226    2,016,686,209
Total     25,163,857,021     21,851,539,700

07.2 Loans and advances under the following 
broad categories
In Bangladesh :
Loan  13,513,069,492  10,983,477,302
Cash Credit    8,814,439,819    8,270,308,634
Over Draft       309,356,484       581,067,555
 22,636,865,795  19,834,853,491
Outside Bangladesh - -
Sub total  22,636,865,795  19,834,853,491
Bills discounted and purchased 
In Bangladesh :    2,250,254,082    1,719,051,207
Outside Bangladesh       276,737,144       297,635,002
Sub total    2,526,991,226    2,016,686,209
Total   25,163,857,021  21,851,539,700
07.3 Loans and advances on the basis  
of  significant concentration:
Advance to allied concerns of Directors (Note 07.6 & 43.5)       362,749,112       387,541,864
Advance (HBL) to the employees' of the Bank (Note 07.3.1)       347,633,000       295,788,000
Advance to customers' group   21,341,374,909  16,710,409,836
Industrial Advances (Note 07.3.2)