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ATA KHAN & CO. |
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Chartered Accountants |
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2007 |
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2006 |
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PROPERTY AND ASSETS |
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Taka |
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Taka |
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03. |
Cash in hand and with
Bangladesh Bank |
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and its agent Bank |
|
|
5,002,561,855 |
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4,198,204,110 |
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03.1 |
In hand: |
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Local currency |
|
|
1,698,421,679 |
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1,206,794,020 |
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Foreign currencies |
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14,642,515 |
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11,842,260 |
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Total |
1,713,064,194
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1,218,636,280
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03.2 |
Balance with Bangladesh
Bank |
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and its agent Bank |
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Bangladesh Bank |
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2,302,311,515 |
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2,469,800,709 |
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In local currency |
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1,881,279,486 |
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2,082,889,958 |
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In foreign currencies |
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421,032,029 |
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386,910,751 |
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Sonali Bank as agent of
Bangladesh Bank: |
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Local currency |
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987,186,146 |
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509,767,121 |
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Total |
3,289,497,661
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2,979,567,830
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03.3 |
Particulars of required
amount of CRR and SLR |
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Cash Reserve Requirement (CRR)and
Statutory Liquidity Ratio(SLR) |
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Cash Reserve Requirement (CRR)and
Statutory Liquidity Ratio(SLR) have been calculated and
maintained in accordance with section 33 of the Bank Companies
Act,1991 and BRPD Circular No. 11 and 12, dated August 25,
2005, BRPD circular No. 15 dated October,31-2005 and DOS
circular letter No.10 dated September-11,2006 issued by
Bangladesh Bank. |
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03.3.I |
CRR (Cash Reserve Requirment) |
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Required reserve:
5.00% |
2,080,944,150 |
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1,908,480,700 |
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Actual reserve maintained: 4.52% |
1,881,279,486 |
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2,082,889,958 |
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Surplus/(deficit *) |
(199,664,664) |
|
174,409,258
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03.3.2 |
SLR (
Statutory Liquidity Ratio) |
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Required reserve :
18.00% |
7,491,398,940 |
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6,870,530,520 |
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Actual reserve maintained :18.90% |
7,864,037,748 |
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7,919,564,279 |
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Surplus/(deficit) |
372,638,808
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1,049,033,759
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* Average CRR @ 5% of average demand
& time liabilities amounting to Tk.41,618,883,000.00 was
maintained during the last fifteen days of 2007. Therefore,
effectively there was no shortfall in CRR as per Bangladesh
Bank's directives. |
| |
As per Bangladesh Bank's directives,
actual CRR was @ 5% of average demand and time liabilities
calculated on a bi-weekly basis. However, there is an option
that actual CRR on a given date during the calculation period
may be below 5% but minimum 4%. At the rate of 4%, CRR of the
Bank stood at Tk.1,664,755,000.00 against which actual CRR of
Tk. 1,881,279,486.00 was maintained on 31.12.2007. |
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03.3.3 |
Held for Statutory Liquidity
Ratio |
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Cash in hand |
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1,698,421,679 |
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1,206,794,020 |
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Balance with Bangladesh Bank (CRR) |
|
1,881,279,486 |
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2,082,889,958 |
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Balance with Sonali Bank as agent
of Bangladesh Bank |
987,186,146 |
|
509,767,121 |
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Government securities |
|
2,067,179,347 |
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2,135,490,856 |
|
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Government bond |
|
1,230,871,090 |
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1,985,522,324 |
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Less: Lien mark on 10 years T, Bond
(part) with B. Bank |
(900,000) |
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(900,000) |
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Total |
7,864,037,748
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7,919,564,279
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